Map Your Financial Future Through Real Scenarios
Most budgeting tools show you where your money went. We help you see where it could go. Build models for career changes, property purchases, or business ventures before you commit. Test different paths and understand the ripple effects of each decision across your entire financial picture.
Walk Through Decisions Before They Happen
We've seen too many people make life-changing choices based on gut feeling or incomplete information. Our scenario modeling gives you a structured way to explore options and their consequences over time.
Build Your Current Baseline
Start with where you actually are. We help you map your income streams, recurring expenses, assets, and obligations. Not the sanitized version you tell yourself, but the real numbers. This becomes your reference point for every scenario you model.
Layer In Your What-Ifs
Now comes the interesting part. What if you took that job in Melbourne? What if childcare costs doubled next year? What if your rental income dropped by twenty percent? Each scenario gets its own model with adjusted variables and projected outcomes.
Compare Realistic Outcomes
See your scenarios side by side over twelve months, five years, or longer. We don't predict the future, but we do show you how different choices compound over time. Sometimes the safe path has hidden costs. Sometimes the risky move isn't as dangerous as it seems.
Learn With Others Facing Similar Choices
Financial decisions feel isolating. You're wondering if you're being too cautious or too aggressive, and there's no one to ask. Our programs bring together people navigating comparable situations.
Someone who downsized successfully last year can share what they wish they'd known. Someone currently weighing a career pivot can compare notes with you. The scenarios become more valuable when you're building them alongside others.
- Monthly cohort sessions starting September 2025
- Small groups focused on specific life stages
- Anonymous scenario sharing and feedback
- Ongoing access to past participants
Our Framework Adapts To Your Situation
We've built this approach working with sole traders, young families, pre-retirees, and people changing industries. The structure stays consistent but the variables change based on what matters to you.
Income Transitions
Model moves between employment types, contract rates, business revenue projections, or phased retirement. See how tax implications and benefit eligibility shift with each change.
Property Decisions
Compare buying, renting, relocating, or downsizing across different timeframes. Factor in transaction costs, opportunity costs, and lifestyle impacts beyond the monthly payment.
Business Ventures
Test different launch strategies, growth rates, and exit scenarios. Build conservative and optimistic models so you know what sustainability looks like versus what success might bring.
Family Planning
Map childcare costs, education expenses, parental leave impacts, and changed work arrangements. Understand the short-term budget pressure and long-term wealth implications.
Programs Begin October 2025
We run intensive eight-week programs with maximum twelve participants per cohort. You'll build multiple scenarios, get feedback from the group, and leave with a decision framework you can use for years. Applications open in August for autumn sessions.
Led by Callum Haverstock
Former financial planner who got tired of giving advice based on static snapshots. Built this methodology after watching too many clients make decisions they later regretted because they couldn't see the full picture beforehand.